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Bean and Cheese Tostadas

Crunchy baked corn tortillas topped with seasoned refried beans, cheddar, and shredded lettuce. A Mexican-inspired staple that regularly tops budget meal lists on Reddit.

vegetarianbeansfastmexican-inspiredgluten-freehigh-fiber
SERVES 4 443 CAL / SERVING 15 min PREP 15 min COOK $12.54 TOTAL
OVERDRAFT KITCHEN
★ ITEMIZED GROCERY RECEIPT ★
Bean and Cheese Tostadas
SERVES 4 · OTTAWA · 2026
8 corn tortillas $0.67
1 can (398 mL) refried beans $1.79
1 can (540 mL) pinto or black beans, drained $1.50
100 g shredded cheddar cheese $1.87
0.5 head romaine or iceberg lettuce, shredded (~200 g) $3.47
2 medium tomatoes, diced $1.00
0.5 cup sour cream $0.75
1 tsp ground cumin $0.05
1 tsp garlic powder $0.05
0.5 tsp chili powder $0.05
1 tbsp vegetable oil (for brushing tortillas) $0.06
to taste hot sauce and salt $0.05
0.5 tsp smoked paprika $0.02
0.5 tsp onion powder $0.02
1 tbsp lime juice (optional) $0.10
0.25 tsp salt for beans $0.01
1 tbsp water (to loosen beans) $0.00
1 tbsp butter (optional, for beans) $0.19
1 clove garlic, minced (optional, for beans) $0.08
0.25 tsp cayenne pepper (optional) $0.01
2 green onions, sliced (optional) $0.66
0.5 tsp black pepper $0.01
1 tsp white vinegar (optional) $0.05
0.5 tsp dried oregano $0.02
0.25 tsp ground coriander $0.01
0.5 tsp chipotle powder (optional) $0.05
optional avocado or guacamole $0.00
optional pickled jalapeños $0.00
SUBTOTAL$12.54
GST / HSTyou've suffered enough
TOTAL$12.54
COST PER SERVING
$3.13
— — — TEAR HERE — — —
8 06420 01254 4
THANK YOU FOR SPENDING LESS
THE METHOD
1

Preheat oven to 400°F (200°C).

2

Brush both sides of each corn tortilla lightly with oil. Arrange in a single layer on a baking sheet.

3

Bake 10–12 minutes, flipping halfway through, until crispy and lightly golden at the edges. Watch closely — they burn quickly.

4

While the tortillas bake, combine the refried beans and the drained whole beans in a small saucepan over medium-low heat. Add cumin, garlic powder, chili powder, smoked paprika, onion powder, and a splash of water. Stir until heated through and well-seasoned.

5

Spread a generous layer of the bean mixture onto each baked tostada.

6

Top with shredded cheese, lettuce, tomatoes, sour cream, and hot sauce.

7

Serve immediately — the tostadas go soft quickly once topped.

When the math doesn't work

Corn tortillas are significantly cheaper than flour tortillas and are the correct choice here. A bag of 30 corn tortillas runs about $2.49.

  • Mixing refried beans with whole beans gives better texture and goes further than using refried beans alone.
  • Tostadas go soft within minutes of being topped. Assemble just before eating.
  • If baking the tortillas isn't working, fry them in a shallow layer of oil in a skillet for 1–2 minutes per side.
Nutrition Per Serving
443 Calories
19g Protein
56g Carbs
17g Fat
12g Fiber
590mg Sodium
~20% DV Iron~18% DV Calcium~20% DV Vitamin C

Estimated values per serving.

Gluten-Free

This recipe is naturally gluten-free.

Corn tortillas are naturally gluten-free. All other ingredients are as well. Verify the refried beans brand — most are GF but some contain additives.

Pricing updated June 2026 using Ottawa No Frills and Ottawa Walmart averages. Prices verified June 2026. Beans $1.50/540mL can. Garlic $0.08/clove. Butter $1.36/100g. Green onions $1.99/bunch. Romaine lettuce $3.47/head (Walmart); priced as full head per whole-item rule — recipe uses 0.5 head. Corn tortillas, refried beans, cheddar, sour cream estimated from standard shelf prices.