Bean and Cheese Tostadas

Crunchy baked corn tortillas topped with seasoned refried beans, cheddar, and shredded lettuce. A Mexican-inspired staple that regularly tops budget meal lists on Reddit.

Total Cost $10.08
Per Serving $2.52
Prep 15 min
Cook 15 min
Servings 4
  • vegetarian
  • beans
  • fast
  • mexican-inspired
  • gluten-free
  • high-fiber

Ingredients

  • 8 corn tortillas $0.67
  • 1 can (398 mL) refried beans $1.79
  • 1 can (540 mL) pinto or black beans, drained $1.50
  • 100 g shredded cheddar cheese $1.87
  • 0.5 head romaine or iceberg lettuce, shredded (~200 g) $1.00
  • 2 medium tomatoes, diced $1.00
  • 0.5 cup sour cream $0.75
  • 1 tsp ground cumin $0.05
  • 1 tsp garlic powder $0.05
  • 0.5 tsp chili powder $0.05
  • 1 tbsp vegetable oil (for brushing tortillas) $0.06
  • to taste hot sauce and salt $0.05
  • 0.5 tsp smoked paprika $0.02
  • 0.5 tsp onion powder $0.02
  • 1 tbsp lime juice (optional) $0.10
  • 0.25 tsp salt for beans $0.01
  • 1 tbsp water (to loosen beans) $0.00
  • 1 tbsp butter (optional, for beans) $0.19
  • 1 clove garlic, minced (optional, for beans) $0.08
  • 0.25 tsp cayenne pepper (optional) $0.01
  • 2 green onions, sliced (optional) $0.66
  • 0.5 tsp black pepper $0.01
  • 1 tsp white vinegar (optional) $0.05
  • 0.5 tsp dried oregano $0.02
  • 0.25 tsp ground coriander $0.01
  • 0.5 tsp chipotle powder (optional) $0.05
  • optional avocado or guacamole $0.00
  • optional pickled jalapeños $0.00
  • Recipe total$10.07

Instructions

  1. Preheat oven to 400°F (200°C).
  2. Brush both sides of each corn tortilla lightly with oil. Arrange in a single layer on a baking sheet.
  3. Bake 10–12 minutes, flipping halfway through, until crispy and lightly golden at the edges. Watch closely — they burn quickly.
  4. While the tortillas bake, combine the refried beans and the drained whole beans in a small saucepan over medium-low heat. Add cumin, garlic powder, chili powder, smoked paprika, onion powder, and a splash of water. Stir until heated through and well-seasoned.
  5. Spread a generous layer of the bean mixture onto each baked tostada.
  6. Top with shredded cheese, lettuce, tomatoes, sour cream, and hot sauce.
  7. Serve immediately — the tostadas go soft quickly once topped.

Nutrition per Serving

Estimated values per serving.

443 Calories
19g Protein
56g Carbs
17g Fat
12g Fiber
590mg Sodium
~20% DV Iron~18% DV Calcium~20% DV Vitamin C

Gluten-Free

This recipe is naturally gluten-free.

Corn tortillas are naturally gluten-free. All other ingredients are as well. Verify the refried beans brand — most are GF but some contain additives.

Budget Notes

  • Corn tortillas are significantly cheaper than flour tortillas and are the correct choice here. A bag of 30 corn tortillas runs about $2.49.
  • Mixing refried beans with whole beans gives better texture and goes further than using refried beans alone.
  • Tostadas go soft within minutes of being topped. Assemble just before eating.
  • If baking the tortillas isn't working, fry them in a shallow layer of oil in a skillet for 1–2 minutes per side.